Bigbank’s loan portfolio reached a record 2.44 billion euros by the end of the quarter, growing by 141 million euros (+6%) within the quarter and 537 million euros (+28%) within the year. Strategic business and mortgage loans drove the growth. Business loans increased to 862 million euros, mortgage loans to 717 million euros, and consumer loans to 860 million euros.

In the second quarter, Bigbank saw significant growth in savings deposits, reaching 1.3 billion euros (+13%). Fixed-term deposits decreased to 1.34 billion euros. The interest environment stabilized, making flexible savings accounts competitive with fixed-term deposit rates. Total deposit portfolio grew to 2.65 billion euros.

Bigbank’s net profit for the first half of 2025 was 18.7 million euros, increasing by 2.9 million euros compared to the same period in 2024. Net interest income grew to 45.2 million euros, while net interest costs increased to 19.5 million euros.

The quality of Bigbank’s loan portfolio improved in the second quarter. Net credit losses decreased to 1.4 million euros. The bank’s workforce reached 613 employees by the end of the second quarter, with increased salary costs totaling 8.2 million euros.

Bigbank’s expansion in everyday banking products included becoming a direct member of the SEPA payments system and launching a mobile app for Estonian clients. The real estate investment portfolio was valued at 72.3 million euros, with a decrease in agricultural land value.

Moody’s Ratings affirmed all Bigbank’s ratings and assessments made in the previous year. The outlook for the long-term deposit rating changed from stable to negative.

Following the second quarter, Bigbank received a decision from the Financial Supervision Authority, invalidating the previous minimum requirement for capital and eligible liabilities. The bank met this requirement throughout its validity period and no new requirement was set.

Read more at GlobeNewswire: Bigbanki 2025. aasta II kvartali auditeerimata