The Crédit Agricole Sud Rhône Alpes reported a stable financial structure with positive results as of June 30, 2025. Key figures show a slight increase in loan amounts and collection balances, with a notable rise in housing loans. The institution also saw growth in insurance and foresight contracts, with over 555,000 active contracts.

In terms of financial performance, the bank’s Net Banking Income (NBI) increased by 1.1% to €243.3 million. Operating expenses rose by 4.9% to €151.6 million, impacting the Gross Operating Income, which decreased by 4.6%. However, the Social Net Income increased by 4.4% to €67.2 million, and the Consolidated Net Income grew by 6.8% to €71.4 million.

The bank’s clientele and retained collection balances amounted to €16.4 billion, with loans representing nearly 77% of the balance sheet. Short-term market debt stood at €1.2 billion, covered by liquidity reserves of €4.1 billion. The bank’s solvency ratio remains high at 23.42%, indicating a solid financial position and capacity for continued client support.

The Crédit Agricole Sud Rhône Alpes is focused on leveraging its local banking and insurance model to drive growth and assist clients amid challenging economic conditions. The institution is adapting to volatile interest rates and expanding its services to include energy transition expertise, mobility solutions, and digital banking enhancements for customer convenience.

Read more at GlobeNewswire: CRCAM SUD RHONE ALPES: INFORMATION FINANCIERE SEMESTRIELLE