F.n.b. (NYSE:FNB) reported Q2 2025 earnings, with non-GAAP EPS at $0.36, beating estimates by $0.02, and revenue (GAAP) reaching $438 million, surpassing estimates by 3.3%. Net interest margin (non-GAAP) expanded to 3.19% in Q2 2025, and Tangible book value per share (non-GAAP) increased by 12.8% year over year as of June 30, 2025. The bank highlighted core business strength, diversification, and continued technology investment in the quarter.

In Q2 2025, F.n.b. saw strong financial results, with net income available to common shareholders (GAAP) at $130.7 million, average loan and lease balances rising to $34.5 billion, and average deposits growing to $37.1 billion. Net interest margin (FTE) (non-GAAP) expanded to 3.19%, and non-interest income reached a record level of $91.0 million. The bank continued to invest in technology and saw growth in commercial and consumer loan segments.

Looking ahead, F.n.b. maintained its full-year guidance for 2025, projecting net interest income of $1.345 billion to $1.385 billion, non-interest income of $350 million to $370 million, and non-interest expenses between $965 million and $985 million for the year. Investors will monitor expense growth, shifts in deposit mix, and credit costs as the year progresses.

Read more at Nasdaq MarketSite: F.n.b. Beats Q2 2025 EPS by 5.9%