Health savings accounts receive minor adjustments in tax bill, effective Jan. 2, 2026.

Health savings accounts were expected to receive enhancements in Trump’s tax bill, but only three changes were made in the final version. These changes will be effective starting January 2, 2026. Direct Primary Care plans, bronze and catastrophic health insurance plans, and telehealth payments will now be eligible for HSA funds. HSAs offer a triple tax advantage and require enrollment in a high-deductible health plan. Contributions can roll over year after year, with some employers matching contributions. There is a 20% penalty on non-medical withdrawals, waived for those 65 and older. Kerry Hannon is a Senior Columnist at Yahoo Finance.

Read more at Yahoo Finance: Health savings accounts get small tweaks in tax bill