JPMorgan plans to charge fees to fintech firms for accessing clients’ bank data, potentially generating hundreds of millions in revenue. Pricing sheets have been sent to data aggregators like PayPal, Coinbase, and Robinhood. The fees could impact lower-income customers and reshape the fintech business model significantly.

JPMorgan’s stock has risen 19.7% this year, outperforming the S&P 500. The company trades at a price-to-tangible book ratio above the industry average. Earnings estimates show a decline in 2025 but growth in 2026, with recent upward revisions. JPM carries a Zacks Rank #3 (Hold).

In a move to monetize client data, JPMorgan is considering introducing fees for data access to control third-party usage. The fees could exceed revenues for some companies by up to 10 times per transaction. This strategy aims to navigate regulatory uncertainty and enhance customer safety in the ecosystem.

Read more at Nasdaq: JPM Mulls Over Monetizing Client Data: Will it Alter Fintech Business?