PayPal (PYPL) is set to report its second-quarter 2025 earnings on July 29, with a 20% rise in stock over the last three months. The company saw a 23% year-over-year increase in adjusted EPS in Q1, driven by strategic initiatives and diverse revenue streams. Analysts expect continued growth in Q2, with low-to-mid single-digit revenue growth and a focus on expanding its customer base and engagement.

PayPal’s momentum is expected to continue in Q2, with projected revenue growth and transaction margin dollars between $3.75 billion and $3.8 billion. The company’s revamped checkout experience and buy now, pay later offering are driving growth, with increased consumer spending and engagement. PayPal aims to build on this momentum with targeted campaigns and international market expansion.

The company’s focus on margin expansion and profitability is reflected in its guidance for adjusted EPS of $1.29 to $1.31 for Q2, a 9% growth at the midpoint. Analysts expect EPS of $1.30, in line with management’s forecast. Despite economic uncertainty, PayPal’s strategic investments in Venmo, cryptocurrency services, and PayPal Ads are positioning the company for long-term growth and value creation.

PayPal’s solid performance in core operations and strategic initiatives make it a compelling long-term investment. While short-term volatility may persist, the company’s evolution into a broader commerce platform and focus on future growth opportunities suggest a strong foundation for investors. Analysts rate PayPal stock as a “Moderate Buy,” reflecting optimism for the company’s long-term prospects.

Read more at Yahoo Finance: PayPal Reports Q2 Earnings on July 29. Is PYPL Stock a Buy, Sell, or, Hold?