Investing moves made on autopilot, like automatic payroll deductions and savings increases, have a proven track record. However, decisions like transitioning into retirement require a more hands-on approach. As retirement nears, Christine Benz recommends visualizing your retirement goals and making preemptive adjustments. Steps to take if retiring in five years include considering work in retirement, tracking expenses, checking Social Security, assessing savings, and derisking your portfolio. By planning ahead and making necessary adjustments, you can better prepare for a successful retirement. For more personal finance content, visit Morningstar’s website.

Read more at Yahoo Finance: Ready to retire in 5 years? Here’s your checklist