Each month, I transfer money to my retirement account to steadily grow my wealth. Investing in top ETFs like Schwab U.S. Dividend Equity ETF (SCHD) and JPMorgan NASDAQ Equity Premium Income ETF (JEPQ) provides passive income and lower-risk exposure to market upside.

SCHD tracks the Dow Jones U.S. Dividend 100 Index, offering high-quality dividend growth stocks with an average 4% yield. Companies like Chevron have increased dividends for decades, leading to an impressive 11.5% average annual total return since 2011.

JPMorgan NASDAQ Equity Premium Income ETF provides monthly income and exposure to the Nasdaq-100 with less volatility. Its options writing strategy generated over 11% income yield in the past year, delivering a 14.9% average annual total return since 2022.

Combining both ETFs allows for stability and upside potential in my retirement account. While these investments offer income and growth, it’s essential to research and consider all options before making a decision.

Read more at Yahoo Finance: 2 Top ETFs I Can’t Wait to Buy More of in My Retirement Account This September