Lock in a high CD rate now before they fall further. Rates vary, with shorter terms offering the best rates. The highest CD rate is 4.45% APY on an 8-month CD. Your earnings depend on the APY and how often interest compounds. Consider different types of CDs for added benefits like a bump-up, no-penalty, jumbo, or brokered CD.

Read more at Yahoo Finance: Best CD rates today, August 30, 2025 (best account provides 4.45% APY)