Consumer Portfolio Services, Inc. (Nasdaq: CPSS) reported earnings of $4.8 million, with revenues of $109.8 million for the second quarter of 2025, up from $95.9 million in the same period last year. Pretax income increased to $7.0 million, and new contract purchases totaled $433.0 million. Shareholder’s equity hit a record high of over $300 million.

For the six months ended June 30, 2025, total revenues were $216.6 million, up 15.5% from the same period in 2024. Operating expenses were $202.9 million. Pretax income for the six months was $13.8 million, with net income increasing to $9.5 million. The Company’s receivables totaled $3.708 billion as of June 30, 2025.

Annualized net charge-offs for the second quarter of 2025 were 7.45%, with delinquencies over 30 days at 13.14% of the total portfolio. CEO Charles E. Bradley highlighted earnings improvements and operating efficiencies. CPS will hold a conference call on August 12, 2025, at 1:00 p.m. ET to discuss its second quarter 2025 operating results.

Investor Relations Contact: Danny Bharwani, Chief Financial Officer, can be reached at 949-753-6811. Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. They fund contract purchases primarily through securitization markets and service the contracts over their lives.

Read more at GlobeNewswire: CPS Announces Second Quarter 2025 Earnings