Retirement can be challenging as 80% of older adults in the U.S. are financially struggling or at risk. Social Security benefits average $2,064.53 per month for 75-year-olds. Even high-risk borrowers with wealth may struggle financially. The 90th percentile of Social Security recipients earn $3,105 monthly. Relying solely on Social Security isn’t enough for most retirees.

Read more at Yahoo Finance: How Much the Average Upper Class Retiree Receives in Benefits at Age 75