Dawn, at 60, diagnosed with ALS, faces early retirement. With $800,000 in savings, making $120,000/year, she must navigate financial challenges. Medicare, Social Security Disability, and Medicaid benefits, along with supplemental insurance, can help. Planning for long-term care and accessing community programs are crucial for her future.

As Dawn prepares for retirement due to ALS, she can explore Medicare options, like Advantage plans and supplemental insurance. Medicaid eligibility should be understood for potential future assistance. Long-term disability and life insurance policies from her employer can provide additional support. Community programs and charities can assist with expensive medical equipment.

Federal programs, including SSI, can supplement Dawn’s retirement income. Moving investments to low-risk vehicles and consulting a financial advisor are recommended. Planning for medical costs and end-of-life wishes with an elder care attorney is essential. Making informed decisions now will ensure financial stability for Dawn and her husband in the future.

Read more at Yahoo Finance: I’m 60 and have been diagnosed with a terminal illness requiring constant care. How am I going to pay for it?