In Q2 2025, Inbank achieved record sales of 196 million euros, a 15% increase from the previous year. The company earned a net profit of 3.6 million euros, down 6% year-on-year. Total net income for the quarter was 20.7 million euros, with core activity income growing by 15.3% to 21.1 million euros. Operating expenses increased by 7.1% to 11.6 million euros, improving the cost/income ratio to 55.9%.

The growth was driven by high demand for green financing and direct lending. Green financing increased by 86% to 36.9 million euros, while direct lending grew by 44% to 32.1 million euros. Inbank’s loan and rental portfolio reached 1.21 billion euros, up 11.2% year-on-year. Impairments on loans increased by 18.1% to 4.9 million euros, slightly exceeding the target of 1.64% of the average portfolio.

CEO Priit Põldoja highlighted Inbank’s disciplined growth approach. The company aims to explore new opportunities in the Polish consumer finance market and expand its presence in Czechia. In the last quarter, Inbank achieved record sales of 78 million euros in the Central and Eastern Europe region. The company also introduced payment protection insurance in Latvia and Lithuania to enhance its product offerings.

Inbank, a financial technology company with an EU banking license, saw total assets of 1.5 billion euros, a loan and rental portfolio of 1.21 billion euros, and customer deposits of 1.23 billion euros as of June 30, 2025. The company connects merchants, consumers, and financial institutions on its embedded finance platform, partnering with over 5,700 merchants and serving 931,000+ active contracts across 7 European markets.

Read more at GlobeNewswire: Inbank unaudited financial results for Q2 and 6 months of