Inbank achieved a record sales volume of 196 million euros in the second quarter of 2025, a 15% increase from the previous year. The net profit for the same period was 3.6 million euros, 6% lower than last year. The first half-year net profit was 8.1 million euros, a 5% increase from a year ago, with a return on equity of 10.8%.
Inbank’s net revenue in the second quarter of 2025 reached 20.7 million euros, an 8.4% increase from the previous year. The main revenue from core operations was 21.1 million euros, a 15.3% increase from last year. Operating expenses totaled 11.6 million euros, up 7.1% from the previous year, leading to an improved cost-to-income ratio of 55.9% in the second quarter.
In the second quarter of 2025, Inbank achieved a record sales volume of 196 million euros, driven by strong demand for green finance products in Poland and record sales of consumer loans across all markets. Green finance sales volume increased by 86% to 36.9 million euros, while consumer loans volume grew by 44% to 32.1 million euros. Inbank’s largest segment remains merchant solutions, with a sales volume of 66.5 million euros, up 3%.
Inbank’s loan and lease portfolio reached 1.21 billion euros, an 11.2% increase from the previous year. Customer deposits grew by 4.9% to 1.23 billion euros. By the end of the second quarter, Inbank’s total assets amounted to 1.5 billion euros, a 5% increase from the previous year. Loan and lease impairments slightly exceeded the company’s target at 1.64% of the average portfolio.
Inbank’s CEO, Priit Põldoja, commented on the results, highlighting the company’s disciplined approach to growth and expanding market share in the Baltics. The company aims to leverage opportunities in green finance and consumer financing markets, focusing on profitable growth and new product offerings in different markets like Poland and the Czech Republic. Inbank also strengthened its board in the second quarter to support its growth strategy.
Read more at GlobeNewswire: Inbanki 2025. aasta teise kvartali ja 6 kuu auditeerimata