A Social Security Disability Insurance recipient received a $1,500 insurance payout after hitting a deer with their car. Concern arose about how this would impact their benefits. Reddit commenters clarified that SSDI is not affected by unearned income like insurance settlements. The SSA confirms that only earned income matters for SSDI eligibility.

While the confusion often arises between SSDI and Supplemental Security Income (SSI), they follow different rules. SSDI is for those who paid into Social Security before becoming disabled, while SSI is needs-based and affected by both earned and unearned income.

For SSDI recipients like the individual in question, insurance payouts do not affect benefits. Earned income from work is what counts toward eligibility. It’s essential to know whether you’re on SSDI or SSI to understand how income affects your benefits. Consulting the SSA or a benefits counselor can provide clarity.

Read more at Yahoo Finance: SSDI Recipient Fears Losing Benefits After $1,500 Insurance Payout From Hitting A Deer