Current is a fintech company offering mobile-first banking services with FDIC-member bank partnerships. Account holders can earn points on eligible purchases, park savings in up to 3 “Savings Pods” with up to 4% APY, and buy/sell cryptocurrency in the app. They can also access paycheck advances and enjoy fee-free overdrafts and no monthly fees. However, the 4% APY is limited to $6,000, there are no physical branches, and cash deposits incur a fee. The app has high ratings and offers 24/7 customer support. While Current is not FDIC-insured, funds are protected through partner banks up to federal limits.

Read more at Yahoo Finance: Tech-forward mobile banking with competitive rates and low fees