Social Security spousal benefits are available for married individuals, with the average check amounting to $955 per month as of August 2025. Ex-spouses married for 10+ years may also qualify. To maximize benefits, avoid misconceptions and consider factors like age and earnings history compared to your spouse’s. Waiting until full retirement age (FRA) or even 70 can increase benefits. Spousal benefits cap at FRA, while ex-spouses can also claim benefits under certain conditions. It’s crucial to understand how timing affects benefit amounts and to consult the Social Security Administration for personalized advice. If you qualify for both retirement and spousal benefits, consider the best claiming strategy for maximum financial security in retirement.

Read more at Yahoo Finance: 3 Social Security Spousal Benefit Misconceptions That Could Cost You Dearly