XRP surged past $3, with analyst Austin Hilton predicting a bullish roadmap ahead. Federal Reserve decisions and the fourth-quarter cycle could be key drivers. A 25 bps cut is expected, but a 50 bps cut could see a crypto market surge. XRP could hit $10-20 by Q4 2025.

Polymarket predicts a 91% chance of a 25 bps cut at the September FOMC meeting. Hilton forecasts a market-wide bull run in Q4 2025, with Bitcoin reaching $150-$200,000. XRP could see significant gains, riding Bitcoin’s momentum and potential catalysts from Ripple.

XRP was trading at $3.05, up 2.1% in the past 24 hours. Intraday ranges were between $3.01 and $3.13. The token has gained over 415% in the past year, solidifying its position as the third-largest cryptocurrency by market capitalization.

Read more at Yahoo Finance: Analyst updates outlook on XRP ahead of Fed rate cut decision