Looking for the best CD rates? CD rates can vary widely, but some banks offer competitive rates. As of September 19, 2025, the highest CD rate is 4.45% APY offered by LendingClub on an 8-month CD. Compare these rates to the national average. Online banks and credit unions also offer competitive rates. Consider your savings goals before investing in a CD, as there are drawbacks to consider, such as early withdrawal penalties and limited growth potential compared to market investments.

Read more at Yahoo Finance: Best CD rates today, September 19, 2025 (up to 4.45% APY return)