Lock in a high CD rate today before they fall further. Find the best rates for shorter terms of around one year or less. As of September 27, 2025, the highest CD rate is 4.45% APY with LendingClub on an 8-month CD. See how much interest you can earn with different rates and deposit amounts.

Consider different types of CDs beyond traditional ones for added benefits. Bump-up CDs allow for a rate increase once, while no-penalty CDs offer flexibility in withdrawals. Jumbo CDs require higher deposits for potentially higher rates. Brokered CDs, purchased through a brokerage, can offer more flexibility but come with more risk.

Read more at Yahoo Finance: Best CD rates today, September 27, 2025 (best account provides 4.45% APY)