Interest rates on savings accounts have been decreasing, making it crucial to find the best rate possible. The national average savings account rate is currently 0.39%, a significant increase from 0.06% three years ago. While this rate might seem low, some of the top accounts are offering 4% APY and higher. As of September 7, 2025, Healthcare Bank is offering the highest savings account rate of 4.36% APY. The amount of interest earned depends on the annual percentage rate (APY) and compounding frequency. Choosing a high-yield savings account with 4% APY could result in significantly higher earnings.

Read more at Yahoo Finance: Best high-yield savings interest rates today, September 7, 2025 (Earn up to 4.36% APY)