More than half of Americans age 50 and older worry about not having enough money in retirement, with many regretting not starting to save earlier. However, there are strategies to catch up now, like making catch-up contributions to retirement accounts. Those 50 and older can contribute more than standard limits annually.

Tips to earn more, cut expenses, and maximize returns can help jump-start retirement savings. Increasing income through raises, side gigs, or higher-paying jobs can provide more to save. Eliminating high-interest debt quickly frees up more money for retirement savings.

Using a budget to track income and expenses can reveal extra money to save. Prioritizing savings before bills and automating transfers to retirement accounts can help build a substantial nest egg. Taking advantage of employer matches and considering working beyond retirement age are additional strategies to boost savings.

Read more at Yahoo Finance: How to catch up on retirement savings