US Bancorp (USB) is a large-cap financial services company with a market cap of $75.5 billion, operating over 2,000 branches across the US. The stock hit a three-year high on Nov. 27, 2024, trading 8.9% below that peak but has seen a 12% surge in the past three months.

While USB stock has lagged behind the Financial Services Select Sector SPDR Fund (XLF) over the long term, it has been on an uptrend since mid-April. Despite a 1% dip after mixed Q2 results, the company’s EPS surged 14.4% year-over-year to $1.11, beating consensus estimates.

Analysts rate USB stock as a “Moderate Buy” with a mean price target of $53.42, suggesting an 8.6% upside potential. The stock has underperformed compared to peers like The PNC Financial Services Group, Inc., which has seen a 7.5% increase in 2025 and 13.7% over the past 52 weeks.

Read more at Yahoo Finance: Is USB Underperforming the Financial Services Sector?