Social Security COLA projections for 2026 are on the rise, with estimates now at 2.7%, above the average of the last 25 years. This increase could add $54 to the average monthly benefit of $2,007. Spousal benefits may see a $26 increase. The final COLA announcement will come in October 2025. If you’re planning ahead, you can use the 2.7% estimate to get an idea of how much more you’ll receive next year. It’s essential to budget wisely and explore other financial options if necessary to ensure a comfortable retirement.

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Read more at Nasdaq: Senior Citizens League 2026 Social Security COLA Projection Climbs for Fifth Month to 2.7%