SCOR SE reported a net income of EUR 217 million in Q3 2025, contributing to a strong nine-month net income of EUR 642 million. The P&C combined ratio was 80.9% with low natural catastrophe experience, L&H insurance service result was EUR 98 million, and investments had a regular income yield of 3.5%. The Group’s Economic Value stood at EUR 8.5 billion, with a solvency ratio of 210%. SCOR’s annualized Return on Equity was 22.1% in Q3 2025. The company continues to execute its Forward 2026 plan in a disciplined manner, leveraging its Tier 1 franchise.

In P&C, SCOR’s insurance revenue in Q3 2025 was EUR 1,813 million, with a combined ratio of 80.9%. The insurance service result was EUR 255 million, driven by CSM amortization and risk adjustment release. In L&H, insurance revenue was EUR 1,900 million, with a service result of EUR 98 million. SCOR continues to build its L&H CSM through new business generation. Investments yielded a return on invested assets of 3.3% in Q3 2025, with total invested assets amounting to EUR 23.4 billion as of September 30, 2025. Total investment income was EUR 1908 million in Q3 2025. The reinvestment rate stood at 4.0% as of September 30, 2025, with financial cash flows of EUR 8.8 billion expected over the next 24 months.

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