Early retirement can turn into a nightmare for the unprepared. Rachel Cruze advises asking key questions before retiring early. Studies show rapid physical and mental decline post-retirement. Financial stability is crucial. A financial advisor can increase long-term portfolio returns by up to 5.1%. Consider monthly expenses and savings for retirement goals. Different states have varying retirement costs. Consider ditching mortgage payments to stretch retirement funds. Be intentional about your financial legacy.

Read more at Yahoo Finance: Rachel Cruze Says To Ask These 6 Questions Before You Retire Early