Mortgage rates have fluctuated today, with the average 30-year fixed rate dropping to 6.09% and the 15-year fixed rate increasing to 5.44%, according to Zillow. Now might be a good time to buy a house, with rates at their lowest in over a year. Current mortgage rates include 30-year fixed at 6.09%, 15-year fixed at 5.44%, and 5/1 ARM at 6.22%. Mortgage refinance rates are often higher than rates for buying a house. It’s essential to shop around for the best lenders and rates before committing to a fixed or adjustable mortgage rate. Economists predict no significant drop in mortgage rates by year-end as they monitor various economic factors.

Read more at Yahoo Finance: Still lowest in more than a year