Millions of Americans are facing uncertainty during the government shutdown. Personal finance expert Suze Orman advises not to panic but to plan. She urges people to get honest about their expenses, temporarily cut discretionary spending, and communicate with creditors to protect their credit scores. Orman also recommends against high-interest loans and staying focused on long-term financial goals.

During the shutdown, Orman encourages listeners not to sell in a panic, as historical data shows market downturns tied to shutdowns are short-lived. She advises maintaining contributions to retirement accounts and focusing on long-term goals for financial independence. Orman emphasizes the need to build an emergency fund covering 8 to 12 months of essential expenses for true freedom and peace of mind.

Read more at Yahoo Finance: Suze Orman’s Financial Survival Guide For The Government Shutdown