Millions of seniors with Medicare Advantage plans can expect slimmed-down benefits, loftier premiums, and a reduced selection of options in 2026 plans. This year, reviewing coverage during open enrollment is crucial. The period runs through Dec. 7, allowing modifications to coverage for Jan. 1 implementation.

Medicare Advantage, a popular alternative to traditional Medicare, is facing changes for 2026. Some insurers are reducing plans, benefits, and increasing out-of-pocket costs. Networks and provider options are shifting, impacting enrollees. Plans like UnitedHealthcare and Johns Hopkins are altering agreements, limiting access for some patients.

More than half of eligible beneficiaries have joined Medicare Advantage since 2023, attracted by the perks not in traditional Medicare. However, these plans can have limitations, like requiring prior authorization for services and specific healthcare provider networks.

For 2026, Medicare Advantage plans may see reduced dental, vision, and coverage, higher specialist co-pays, and changes to supplemental benefits like gym memberships. It’s crucial to prioritize affordable medical coverage and access to needed services before considering extra benefits.

If you’re enrolled in a Medicare Advantage plan, be aware of changes for 2026. Insurers are adjusting premiums, coverage, and out-of-pocket costs. Reviewing and confirming details with providers and insurers is recommended before making enrollment decisions.

For accurate information on Medicare Advantage plan options, use the Plan Finder tool on Medicare.gov. Be cautious of changes in provider directories and ensure that your preferred healthcare providers will be in-network for the upcoming year. Seek assistance from resources like the SHIP network and the Medicare Rights Center for guidance.

Read more at Yahoo Finance: What to watch out for in your 2026 Medicare Advantage plan