Nu Holdings is rapidly adding customers and increasing revenue per user by offering more services. The company is applying for a U.S. bank charter and has seen a 49% increase in its stock this year. Nu is profitable and expanding into new regions like the U.S., demonstrating strong performance and growth potential.

Nu, an all-digital bank in Brazil, added 4.3 million customers in Q3 2025, bringing its total to 127 million customers. It has a high engagement rate of 83% and is growing revenue by cross-selling and upselling more products. Average revenue per active customer increased to $13 in Q3.

The company’s newer markets in Mexico and Colombia are scaling quickly, with ARPAC at $12.50 and $13.50 respectively. Nu’s low-cost platform has led to high profitability, with gross profit up 34% year over year. It plans to expand into the U.S. by obtaining a bank charter.

Investors should consider the long-term potential of Nu Holdings, as it continues to add customers and expand its services. The company’s stock has shown strong growth, and with plans to enter the U.S. market, Nu Holdings is poised for further success.

Read more at Nasdaq: 3 Reasons to Buy Nu Stock Like There’s No Tomorrow