Most people qualify for Social Security benefits by accumulating 40 work credits over at least 10 years. Spousal benefits are available if you’re not eligible on your own, providing an additional retirement income source. When considering spousal benefits, remember you can’t sign up before your spouse and waiting until age 70 won’t increase spousal benefits. It’s crucial to understand the rules and discuss filing strategies with your spouse to maximize Social Security income. Consider little-known “Social Security secrets” to potentially boost retirement income by $23,760 yearly. Make informed decisions to secure your financial future.

Read more at Nasdaq: 3 Things to Know Before Signing Up for Social Security Spousal Benefits