The Finance sector is expected to see a 21.1% rise in total earnings in the third quarter of 2025, with a 7.9% improvement in revenues. Insurance companies are likely to show positive results, driven by pricing improvements, exposure growth, and digitalization. Catastrophe losses may have impacted the sector negatively.

Primerica, CNA Financial, Assurant, and Unum Group are identified as potential outperformers in the third-quarter earnings season. These insurers have a positive Earnings ESP and a Zacks Rank #1, 2, or 3, indicating they may surpass expectations. Factors such as better pricing, solid retention, and exposure growth could boost premiums.

Global commercial insurance rates decreased by 4% in the third quarter of 2025, marking the fifth consecutive quarterly decrease. Auto premiums are likely to have improved due to increased travel. Insurers benefited from underwriting profit, lower catastrophe losses, a rate cut by the Federal Reserve, and higher net investment income.

Life insurers focused on protection products and technology adoption to improve efficiency. Investments in technology like blockchain and AI helped reduce costs and enhance margins. Strong capital positions allowed insurers to engage in strategic mergers and acquisitions, as well as shareholder distributions through dividends and share repurchases.

Read more at Nasdaq: 4 Insurance Stocks Set to Pull Off a Beat This Earnings Season