Americans currently owe $1.21 trillion on credit cards, emphasizing the importance of using them correctly to save money. Financial advisors recommend strategic approaches like assigning regular expenses to cards with high cashback rewards and automating payments to avoid late fees. Additionally, utilizing credit card perks with store offers or loyalty programs can amplify savings. It’s crucial to review annual fees, rewards, and hidden features to ensure cards align with spending habits. With the right strategies, credit cards can be powerful tools for keeping more money in your pocket and making your plastic work for you.

Read more at Yahoo Finance: 5 Credit Card Strategies to Keep More Money in Your Pocket