As the end of the year approaches, it’s essential to make key financial moves before 2026. Take advantage of the deadline for 401(k) contributions by maxing out your annual limit, including catch-up contributions if you’re over 50. Many Americans are missing out on maximizing their employer match, leaving free money on the table. Consider tax loss harvesting to convert capital losses into tax savings before December 31. Health Savings Accounts offer a triple tax advantage and can help offset high healthcare costs. Roth IRA contributions can reduce taxable income for the year. Take stock of your net worth before the new year for better long-term financial planning.

Read more at Yahoo Finance: 5 financial moves you must make before 2026 to build riches, save thousands in the new year