Interest rates on money market accounts have been falling, prompting a need to compare rates for the highest earnings. The national average money market account rate currently stands at 0.59%, up from 0.07% three years ago. Despite this, some top accounts offer over 4% APY. With interest compounding daily, a $10,000 deposit could grow to $10,059.17 at the average rate, or $10,408.08 at 4% APY. While higher rates can be found at some banks, 7% interest rates on money market accounts are rare. Consider opening an account now to take advantage of today’s high rates.

Read more at Yahoo Finance: Best money market account rates today, November 29, 2025 (best account provides 4.26% APY)