Nearly 24 million Americans in the ACA Marketplace face a potential 75% premium increase in 2026. Pandemic-era tax credits that reduce premiums are set to expire, triggering a surge in costs. Insurers plan to raise premiums by 18%, impacting all who need health insurance (1).

The end of tax credits could lead to some dropping coverage or moving to less generous plans. This could cause premiums to rise for everyone left behind. The Consumer Financial Protection Bureau’s guidance suggests medical debt may appear on credit reports, compounding financial challenges (2).

With rising health care costs looming, more than half of Americans are extremely worried. To prepare for higher rates, compare plans early, estimate income thresholds, budget for out-of-pocket spikes, and stay informed. Congress may still act to renew ACA tax credits, but it’s wise to prepare for the worst (3).

Self-employed workers and older individuals could face the toughest health insurance market in years. Staying informed and preparing for potential changes can help navigate the uncertain future of health insurance costs (4).

Read more at Yahoo Finance: Brace yourself for skyrocketing health insurance costs next year. Here’s who’s set to take the biggest hit in 2026