40% of Americans do not have money in a retirement account, according to Gallup. While a 401(k) plan is common, other methods include part-time work, monetizing hobbies, and living off current savings. Investing in real estate, stocks, or ETFs can provide additional income, potentially allowing for early retirement. Suggestions from ChatGPT also include lowering overhead costs and prioritizing preventative healthcare. If over 62 and a homeowner, a reverse mortgage could provide quick cash, but repayment is required if the home is sold or vacated.

Read more at Yahoo Finance: I Asked ChatGPT How To Retire With No 401(k): Here’s What It Said