Inbank achieved its highest sales volume in the third quarter of 2025 – 204 million euros, a 14% increase from the previous year. Consolidated net profit for the same period grew by 62%, reaching 5 million euros. Return on equity improved to 12.5% in Q3 and 11.4% for the first nine months of 2025.

Inbank’s third-quarter net interest income reached 21.9 million euros, a 21% increase from the previous year. Total net interest income for the first nine months increased by 15%, reaching 63.3 million euros. Operating expenses were 11.4 million euros, showing a 3% increase in Q3 and 7% for the first nine months.

The strong performance was driven by high demand for green financing products in Poland, BNPL products in the Baltics, and growth in consumer loans across all markets. Inbank’s total sales volume for the first nine months of 2025 reached 567 million euros, an 11% increase from the previous year.

Inbank’s loan and lease portfolio increased by 11%, reaching 1.24 billion euros, while customer deposits grew by 13% to 1.32 billion euros. By the end of the third quarter, Inbank’s total assets amounted to 1.59 billion euros, an 11% increase from the previous year.

In the third quarter, Inbank maintained control over loan loss provisions, with provisions accounting for 1.52% of the average loan portfolio. By the end of the third quarter, Inbank had 915,000 active customer agreements and over 5,900 merchant partners.

Inbank CEO Priit Põldoja commented on the results, highlighting the company’s record sales volume and net profit in Q3 2025. Inbank recently completed a successful Tier 2 bond issuance on Nasdaq Tallinn, raising 8 million euros to support future growth.

Inbank, a fintech company with an EU banking license, connects merchants, consumers, and financial institutions on the next-generation embedded finance platform. With over 5,900 merchant partners, Inbank has 915,000+ active agreements and collects deposits in seven European countries. Inbank’s bonds are listed on Nasdaq Tallinn.

Read more at GlobeNewswire: Inbanki 2025. aasta kolmanda kvartali ja 9 kuu