Mortgage rates have seen minimal changes, with 30-year fixed rates at 6.16% and 15-year fixed rates at 5.61%. Refinance rates are slightly higher than purchase rates, with 30-year fixed refinance rates at 6.33%. A mortgage calculator can help estimate monthly payments based on different rates and terms. Economists do not anticipate significant drops in mortgage rates until the end of 2025. The Federal Reserve has made rate adjustments throughout the year, impacting mortgage rates. Rates are expected to remain stable through 2025, with potential slight decreases in 2026.

Read more at Yahoo Finance: Little change with no catalyst to decrease