Social Security at 62 is trending advice on social media, but experts advise delaying until age 70 for a larger monthly check. While investing in stocks could provide higher returns, the stock market is unpredictable. Delaying benefits ensures a guaranteed, inflation-adjusted income. Many Americans claim benefits early due to financial need or lack of confidence in Social Security’s future. Individual circumstances, health, and income needs should dictate when to claim benefits. Despite the allure of investing, delaying Social Security may be the best long-term financial strategy. It’s essential to consider all factors before making a decision.

Read more at Yahoo Finance: Taking Social Security at 62 is a hot topic. Experts weigh in.