The Chase Freedom Unlimited card offers a $200 bonus after spending $500 in the first 3 months, with a $0 annual fee. Enjoy 5% cash back on travel, 3% on dining, and 1.5% on all other purchases. Pair with Chase Sapphire cards for maximum rewards. Potential annual cash back: $482.15.

The Blue Cash Preferred Card from American Express has a $250 statement credit welcome offer. Earn 6% cash back at U.S. supermarkets, 6% on select U.S. streaming subscriptions, 3% on transit and gas, and 1% on all other purchases. Potential annual cash back: $590.65.

The Blue Cash Everyday Card from American Express offers a $200 statement credit after spending $2,000 in the first 6 months. Earn 3% cash back at U.S. supermarkets, online retail purchases, and gas stations. 1% cash back on all other purchases. Potential annual cash back: $451.08.

The Capital One Savor card provides 8% cash back on Capital One Entertainment purchases, 5% on hotels, vacation rentals, and rental cars, 3% on dining, entertainment, and grocery stores, and 1% on all other purchases. Potential annual cash back: $513.90.

The Citi Custom Cash Card earns 5% cash back on top eligible spend category each billing cycle and 4% cash back on hotels, car rentals, and attractions. 1% unlimited cash back on all other purchases. Potential annual cash back: $522.10.

Cash-back credit cards offer simple rewards, ranging from 2-6%, with options for statement credit, check, or direct deposit. Choose the best card based on your spending habits and budget to maximize savings. Consider factors like annual fees, welcome offers, and reward categories to find the perfect fit.

Read more at Yahoo Finance: The best cash-back credit cards for 2025