Travel insurance is on the rise, with Americans spending $5.56 billion in 2024. It offers peace of mind, but not all policies cover everything. Common coverage includes trip cancellation, baggage loss, and medical care. Medical evacuation alone can cost thousands, making the 5-10% of trip cost worth it (1-3).

Certain activities, like ziplining, may not be covered by standard travel insurance policies. It’s important to research and compare policies to find the right one for your needs. Consider add-on coverage for high-risk activities and weigh the cost against potential expenses (4).

To choose the right travel insurance plan, identify your activities, compare policies, read the fine print, and consider add-on coverage. Research the cost of going without coverage, like a medical evacuation. Make an informed decision to ensure your next getaway is protected (1-3).

Read more at Yahoo Finance: Travel insurance can prevent costly surprises, but many popular activities aren’t covered. What you might still pay for