A former commercial real estate credit analyst is drowning in financial mess after losing his $130,000/year job. The family is selling everything to survive, with over $1.36 million in mortgages, back taxes, and late payments. Desperation led to risky deals, but Dave Ramsey warned against them, emphasizing the need for a real financial plan.

Read more at Yahoo Finance: Unemployed Dave Ramsey Caller Owes $1.8 Million & Wants Buyer To Take Over Mortgage. ‘You’re Going To Get In Trouble Because You’re Getting Desperate’