Vanguard, with $11 trillion in assets under management, issued a 10-year forecast for the stock market, predicting a 3.3% to 5.3% annualized return for U.S. stocks. Growth stocks are expected to perform even worse at 1.9% to 3.9%, raising concerns for retirees relying on higher returns (1-3).

However, Vanguard also highlighted that U.S. Treasury bonds and developed market equities outside the U.S. could outperform U.S. stocks in the next decade. Canadian stocks have already shown a strong performance, and UBS Group expects a significant shift of capital from U.S. to European equities (4-5).

Diversifying portfolios with international stocks, bonds, or alternative assets like gold can help offset the potential lower returns from U.S. stocks. Consider a gold IRA or high-yield savings account for stability and growth. Financial advisors recommend adjusting portfolios to be more conservative as retirement nears (6-11).

Read more at Yahoo Finance: Vanguard reveals what could be coming for US stocks. Here’s why it’s raising alarm bells for retirees