Businesses are gearing up for the festive season, facing challenges like managing late payments and supplier surges. Sales peak during Christmas, but January can bring a dip in working capital. Cashflow is crucial, with the timing mismatch of money coming in versus going out determining a business’ success. Lenders must offer tailored solutions to help SMEs thrive through seasonal peaks and troughs. Flexibility in lending is key to helping businesses navigate the busy holiday period and ensure their financial stability.

Read more at Yahoo Finance: Why seasonal flexibility matters in SME lending