Ripple’s pursuit of a national bank charter has boosted short-term momentum, but long-term fundamentals appear shaky. XRP’s role as a bridge asset in ODL transactions may be threatened by RLUSD. While XRP has surged over 400% this year, the regulatory cloud has lifted, but concerns linger about lasting returns.

The bull case for XRP relies on banking adoption, but RippleNet functions without banks needing XRP. ODL, incorporating XRP, remains niche. Ripple’s acquisition of a stablecoin payment firm raises questions about RLUSD replacing XRP in ODL transactions. Short-term XRP gains may not translate to long-term success for investors.

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Read more at Yahoo Finance: XRP Price Will Soar Over The Next Year — But Will It Last?