- Social Security beneficiaries will receive a 2.8% cost-of-living adjustment in January to keep up with rising prices. The maximum benefit will increase, with the largest payout for a 70-year-old retiree at $5,181 per month.
- Social Security undergoes annual changes to protect benefits’ buying power. 33% of adults ages 50-61 incorrectly believe benefits do not adjust for inflation. The CPI-W increased 2.8% in Q3 2025, resulting in a 2.8% COLA in 2026. Retired workers will see an additional $56 per month.
- The maximum Social Security benefit for new retirees will increase in 2026. Misconceptions about benefit caps persist, with 39% incorrectly believing there is no cap. The maximum benefit at age 70 will be $5,181.
Read more at Nasdaq: 3 Big Social Security Changes Coming in January 2026 May Surprise You