2025 saw significant cryptocurrency milestones with Bitcoin reaching record highs and the US government passing stablecoin legislation. Regulatory clarity may come in 2026, benefiting crypto investors and innovators. Stablecoins offer blockchain benefits without volatility, but risks exist in tokenizing real-world assets. Market structure legislation could bring clear rules for the industry’s future.

McKinsey estimates stablecoin transactions could surpass traditional ones in less than a decade, with the market value potentially reaching $2 trillion by 2028. Smart-contract cryptos like Ethereum and Solana could benefit from the rise of stablecoins on public blockchains. However, the increasing use of stablecoins may disrupt the financial sector.

Real-world asset tokenization is gaining traction, allowing assets like equities and real estate to be recorded on the blockchain. Tokenization could revolutionize trading and access to alternative investments. While the potential is vast, ensuring tokens are backed by tangible assets is crucial for investor protection.

Cryptocurrency legislation progress has been slow, but a clearer regulatory framework could enhance investor confidence and industry growth. Market stability, reduced illicit activities, and increased institutional investor interest are potential outcomes. However, stricter rules may pose challenges for crypto companies and investors.

Read more at Yahoo Finance: 3 Predictions for Crypto in 2026