Millennials are facing retirement, with financial planner Barbara Ginty offering advice on smart retirement planning. Ginty emphasizes the importance of avoiding debt, especially credit card and student loan debt. She encourages proactive steps, like connecting with a financial advisor and saving aggressively to retire wealthy.

Ginty advises millennials to be cautious about overspending on housing, viewing it as an expense rather than an asset. She stresses the need for commitment to saving and starting early to build wealth. Ginty highlights the importance of building positive financial habits and avoiding lifestyle creep to achieve a stress-free retirement.

Taking control of spending, saving, and career advancement can lead to a wealthy retirement for millennials. Ginty reminds individuals that disciplined money management and long-term goals are key to financial success. Being proactive and taking charge of finances can pave the way for a secure retirement.

Read more at Yahoo Finance: 3 Things Millennials Should Be Doing if They Want To Retire Wealthy