The U.S. stock market sees growth in tech and discretionary stocks ahead of expected Federal Reserve rate cut in December. Inflation data improves, with PCE Price Index up 2.8% year on year. Labor market shows mixed signals with job openings up but hiring down. Meanwhile, oil prices fall by about 1%.

Investors seeking higher returns can consider no-load mutual funds like FSELX, FSAGX, KTCSX, and FSBDX for long-term investment. No-load funds have no commission fees, offering higher returns. Front and back-end load charges can significantly impact overall returns, making no-load funds a more attractive option for investors.

FSELX, FSAGX, KTCSX, and FSBDX are Zacks Rank #1 mutual funds with positive returns, low expense ratios, and minimum initial investments. FSELX focuses on semiconductor stocks, with annualized returns of 59.6% over three years. FSAGX invests in gold companies, with annualized returns of 40.4% over three years. KTCSX invests in domestic and foreign tech companies, with annualized returns of 40.1% over three years. KTCSX has an annual expense ratio of 0.68%. Fidelity Series Blue Chip Growth Fund, managed by Sonu Kalra since Nov. 7, 2013, invests in blue-chip companies like NVIDIA, Microsoft, and Amazon.com. FSBDX’s three-year and five-year annualized returns are 36.5% and 19.8%, with an expense ratio of 0.01%.

Zacks is naming the top 10 stocks for 2026, with past picks gaining over 2,530.8% since 2012. Director of Research Sheraz Mian is selecting 10 tickers to watch for 2026, with releases scheduled for January 5. Don’t miss the chance to get in on these top stocks early for potential high returns.

Read more at Nasdaq: 4 Top No-Load Mutual Funds to Buy Ahead of 2026